Auto Insurance

http://townhall.com/blog/

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Technorati Tags: acme, barack, insurance, obama

Can I call an insurance company the instant I buy a car and say, "Hey, I just bought a car. I want to get insurance for it."? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I’m in trouble, right? I looked everywhere for this information, but I couldn’t find it anywhere. Could somebody clarify this issue for me?

If you buy a car and have a loan on it you are required to have insurance before leaving the car dealership.

Most insurance companies have a way to buy on-line or over the phone.

Call your local State Farm agent and they can help you. (www.statefarm.com)

Good luck.

Financial Markets (ECON 252)

Professor Shiller provides a description of the course, Financial Markets, including administrative details and the topics to be discussed in each lecture. He briefly discusses the importance of studying finance and each key topic. Lecture topics will include: behavioral finance, financial technology, financial instruments, commercial banking, investment banking, financial markets and institutions, real estate, regulation, monetary policy, and democratization of finance.

Complete course materials are available at the Open Yale Courses website: http://open.yale.edu/courses

This course was recorded in Spring 2008.

Duration : 1:14:4

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Technorati Tags: banking, behavioral, debt, democratization, estate, finance, Financial, futures, institutions, investment, markets, monetary, policy, real, regulation, stock, subprime, technology

I have a friend who would like to install a wind generator for electricity, but the local power company will not let him connect to the power grid unless he can show that he has a million dollars insurance. Well, he cannot find any company that offers that type of insurance for any price. He has written to everyone he can think of but still no source of insurance. The reason he wants to connect to the power grid is to use it as his storage system so that he doesn’t have to maintain a whole bank of storage batterys. Does anyone know where he can get this type of insurance for a system that will be in the state of Texas?

Call your electric company; the folk you would have had to call anyway to get connected & let them know that you would like a reverse meter so that they can measure how much energy that you are back feeding. There is specific wiring for this that has to be approved through your county anyway & it is a safety feature for people working on the lines after a storm so you don’t inadvertantly electrocute a lineman who is trying to restore power around you. They will no doubt have the answers that you need or can advise you on where to look for the insurance. The way that you do a million dollar insurance policy is called an UMBRELLA POLICY on the homeowner’s. That isn’t hard. It is a property insurance that goes above what the homeowner’s insurance carries. The UMBRELLA coverage is a catastrophic event coverage that is called secondary insurance. It isn’t even very expensive as it covers after everything else has been exhausted first. Go to yahoo & google Umbrella insurance & then if that doesn’t work, look at commercial insurance companies in your area. I know that CNA which is a HUGE insurance company, they write in Texas & may be able to write your friend the policy that he needs. I hope this helps. I used to do underwriting assistance for them & I helped insure folk in Texas in particular.

My medical insurance has expired and I’ve just decided which one to buy next. How long does an insurance company need to approve an application and get it activated??
I have no medical insurance right now so I’m kinda worry because of the swine flu.

insurance tips :
http://insurance2.cn

A former insurance executive comes clean about industry practices designed to kick the sick off the rolls and rip off patients to make obscene profits.

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Technorati Tags: Chris Bowers, CIGNA, Healthcare, insurance, Open Left, Wendell Potter

I got a speeding ticket for the first time ever. The cop put me down as 80+ mph, which i needed to go 70mph. When my insurance bill comes in, would my insurance be higher? Also my insurance is AAA. I still haven’t gotten my actual ticket in the mail yet, and i was wondering if my insurance bill would be any higher until I’m proven guilty, because i know that if i can take traffic school, it won’t get any higher & the point taken off. But i was wondering until then, would it still get higher?

insurance tips :
http://insurance2.cn

Investing in life insurance can be an important asset in your investment portfolio.

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Technorati Tags: in, insurance, Investing, life, NBC, news, Planning, Retirement

My current car insurance policy runs out at the end of the month and I will not be renewing with them. I am getting a new car approx 2 weeks before the expiry date. Can i start the insurance with another company and ‘overlap’ the insurance ?

You CAN do that since you are changing anyway.

You might want to notify your PRIOR insurance company once you have the NEW coverage in force – just to avoid any duplication of coverage and any "earned premium." If the company automatically renews and you don’t inform them, they might try to collect for the time you had coverage in force.

Just show them a copy of your NEW policy and they will cancel the old.

That’s the way it SHOULD be done.

Good luck, drive RESPONSIBLY and I hope this helps!

I know that we need liability insurance, but is there a minimum on other types of insurance? Specifically, house insurance, RV insurance and boat insurance. Oh, and motorcycle insurance. Thanks.

Auto liability, and workers compensation.

Any vehicle on a public roadway or public water is required to carry liability. Any employer is required to carry workers compensation. Besides that, everything is voluntary.

So, there’s no law that says you have to carry homeowners insurance. HOWEVER. If you want to borrow money to BUY that home, your LENDER will require it, and you’ll agree to carry it, or you won’t get the loan.