There have been some interesting movements in insurance in the last week or so, most notably the impending purchase of AIG’s Asian business by British giant Prudential. Counting the Cost looks at the impact this news has had on Prudential’s share price. Plus, why the slogan “the car in front is a Toyota” really could not be truer in Middle East.
Duration : 0:14:37
Each envelope would contain an item worth around the $30 mark, but as they would be going international I want them to be insured. I can find UPS rates, but not USPS rates for insurance.
I looked at the Express mail, but I noticed a bit of small print which says that certain items are excluded from their insurance, jewelry amongst them, which is one of the things I do want insurance for.
Look at USPS’ website…you may be able to get "insurance" for doing registered mail….
www.usps.com
Additional information:
http://pe.usps.gov/text/imm/immc3_005.htm
321 Description
Insurance is provided against loss, damage, or rifling for Priority Mail International parcels. Compensation varies according to the fee paid. For parcels delivered to the addressee in damaged condition or with missing contents, payment is made to the addressee unless the addressee waives payment, in writing, in favor of the sender.
http://pe.usps.gov/text/imm/immc3_006.htm
322 Availability
Insurance is available only for Priority Mail International parcels and only to certain countries. See Individual Country Listings. Insurance is not available for the Priority Mail International flat-rate envelope.
http://pe.usps.gov/text/imm/immc3_007.htm
323 Fees and Insured Value
323.1 Insurance Fees
The insurance fee is in addition to postage and other applicable fees. See Individual Country Listings.
323.2 Insured Value
323.21 Maximum
The insured value (insurance coverage) of a parcel may not be more than the maximum allowed for the country of destination. See Individual Country Listings.
323.22 Insured Value vs. Declared Value
The insured value (insurance coverage) of a parcel may not be more than the declared value of the contents. However insured value may be less than declared value depending on the wish of the sender.
323.23 Computation
The insurance fee is based on the insured value.
http://pe.usps.gov/text/imm/immc3_008.htm
324 Processing Requests
324.1 Mailing Receipt and Insurance Number
324.11 General Use
All Priority Mail International parcels must be numbered. PS Form 2976-A, Customs Declaration and Dispatch Note — CP 72, and the cash register receipt issued at the time of mailing will serve as proof of mailing and proof of insurance. Volume mailers may use PS Form 3877, Firm Mailing Book for Accountable Mail, as the sender’s receipt.
324.12 Accepting Clerk’s Responsibility
The accepting clerk must:
1. Indicate on PS Form 2976-A the amount for which the parcel is insured. Write the amount in U.S. dollars in ink in the “Insured Amount (U.S.) block.”
2. Convert the U.S. dollar amount to the special drawing right (SDR) value and enter it in the SDR value block. For example:
INSURED VALUE
$100.00 (U.S.)
68.60 SDR
3. See Exhibit 324.12 for a table showing the conversion of U.S. dollar values up to $600 to SDR equivalents. To determine SDR equivalents above $600, multiply the insured amount, rounded up to the next full dollar, by the conversion factor of 0.6860.
Note: Use the following rates when converting between U.S. dollars and special drawing right (SDR) values:
$1 U.S. = 0.6860 SDR
1 SDR = $1.46 ($1.4577 U.S.)
4. Write a bold capital “V” in the space provided for the insured number as an indicator that additional insurance was purchased.
5. Indicate special contents for fragile liquid and perishable items.
6. Round stamp PS Form 2976-A in the appropriate place on each copy.
324.13 Sender’s Responsibility
The sender should enter name and address of addressee on mailing receipt and retain it. The receipt must be submitted if the sender wishes to make an inquiry about or file a claim for an insured parcel (see chapter 9).
324.2 Marking
The sender has the responsibility to do the following:
1. Mark parcels containing fragile or perishable articles with the appropriate endorsement — e.g. “FRAGILE,” “PERISHABLE,” “GLASS,” etc.
2. Enter the insured amount in U.S. currency (figures only) in the appropriate space on the customs declaration.
324.3 Postmarking
1. Postmark item at the time of acceptance showing the full name of the Post Office facility two–letter state abbreviation and ZIP Code if authorized and the date of mailing.
2. Postmark at all breaks (cuts or torn edges) of any gummed–paper strips used in sealing parcels.
324.4 Sealing
All insured parcels must be sealed.
Basically, do a search on USPS for "insurance" and "international"
Hope this helps…
And you can’t insure an envelope – it has to be some type of parcel…
http://bytestyle.tv/node/103
Aside from being UNCONSTITUTIONAL, HR3200 will have serious implications for small businesses, the backbone of the U.S. economy. In this video Shelly gives a common sense, layman’s explanation of the hidden costs in our insurance premiums mandated at a state level. I AM PAYING FOR WHAT?!!
Remember, government regulations, and lack of enforcement of the COnstitution currently constricts competition across state lines, driving up the cost of insurance. Tort reform should be a consideration…and of course the immoral, unconstitutional Federal Reserve devaluing our currency since 1913!!!!
PLEASE SHARE THIS VIDEO!!
Need a domain or website for business? Family? Personal? http://www.DomainSolutions.ws
Duration : 0:2:21
My friend and I have a photography business. We are trying to find the best business insurance rates, especially for equipment and health?
Additionally, what questions should we ask when looking for business insurance.
Try using yellowpages.com to search for group health insurance brokers in your area.
Don’t call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.
A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state
I own a small business and would like to give my employees more benefit options. I’ve tried to research insurance plans online, but every insurance site just wants me to call in to find out. Do any of you know? Are group health insurance rates a lot cheaper than regular rates?
The larger the group the cheaper the rates because they can spread the risk. If you have a professional Association they might offer group plans. You need at least 10 employees to participate in most places otherwise. The rate will be a little high but it benefits employees that might not be able to get insurance otherwise. IE preexisting conditions (cancer,kidney disease,etc). Good luck.
Every day that Washington drags out the healthcare debate, the American economy pays. Health insurance premiums for employers skyrocketed 114 percent from 1999 to 2007. Anthony Mason reports.
Duration : 0:1:50
Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch – car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalled car from the crash. Have been with the same insurance company with no previous claims the past 10+ years.
It really depends on the insurance company. In most cases no, but some of them can be pretty strict.
And check out this site, if you want to find your best or cheapest auto insurance rates just in few minutes,
http://Cheap-Auto-Insurances.info/
Here you can get free quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.
Hope this help,
Be My Friend – http://www.myspace.com/psychtruth
Unaffordable Insurance! Wake Up America # 7
Why Insurance Health Care Cost Are So High.
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Duration : 0:14:47
I do not have the greatest driving record and am in the market for a car. I also do not have a huge budget (looking to stay under $10,000). I want something newer than 2000 and do not want very high insurance rates. Any ideas?
There are many factors that affect auto insurance rates, with the main facotr being the car. Here is a list provided by the Insurance Bureau of Canada, that lists all cars and how their risk factors compare to each other.
http://www.ibc.ca/en/Car_Insurance/documents/brochure/How_Cars_Msr_Up-1993-2005.pdf
In each category, 100 is the average rating, so if your car is rated 150, it is 50% above average, or 50 is 50 % below average. Lower numbers are more favorable.
Hope that helps
If I’ve had a couple of accidents in years past, currently pay about 1,200/year for geico. I just had a very minor fender bender in which I sustained no damage but the other car (a BMW) got 2 scratches on the rear. How much can I expect my insurance rates to go up when this is all reported?
Ask the gecko and check out this site, if you want to find your best or cheapest auto insurance rates just in few minutes,
http://Cheap-Auto-Insurances.info/
Here you can get free quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.
Hope this help!