Auto Insurance

I have just gotten a speeding ticket in on my Ontario driver’s license. Can anyone tell me a rough figure as for how much as an average I could be paying on extra insurance for my vehicle when it gets updated? And how long will these penalty premiums be in effect? Thank you.

They company I work for will only run the MVR once. So there is a chance you will not see an increase. We do state in the policy that we can run the MVR at any time but the only time I have ever seen them run it again is if you have multi accident’s or your account gets red flagged or if it lapses and you try to reinstate the policy. Ever company will have different procedures so I cant promise it wont go up but if they do run the MVR then you can expect a 10%-30%increase.

Good Luck!

I was just in a wreck where I was on the interstate in a bad rain storm and suddenly hydroplaned into a guard rail. I only have comprehensive insurance. I do not have collision. Since the accident is weather related will it cover it?

Your insurance carrier will likely claim that the loss was caused by a collision with a guardrail and not from weather related causes.

My girlfriend was driving without car insurance without my knowledge. She got into an extremely small fender bender with very MINIMAL damage. The other person called the police and he gave her a ticket for a court date. We know that she needs car insurance. What is likely to happen now? Is there anything we can do???Please help!

More then just a suspension is possible. No insurance on a car is a misdemeanor in almost every state. I believe CA is one of them. If it is then she will get finger printed and fined. She theoretically could serve time or community sevice. More then a fine is rare since they don’t want to fill jails with people for no insurance but depending on the accident and priors it could get serious. The best thing you can do is write an apology letter to the other driver if you have his information and can mail it. Also get insurance asap. This will do two things. 1. help insure that the other driver doesn’t decide to sue. 2. it will show the judge that you are remorseful and have been quick to fix your error. You can also talk to most lawyers on the phone for free and ask for some advice.

I was recently abandoned by my boyfriend (he’s out of town for a month) and my car is not legal. I want to open a new insurance policy but do not have the cash to make the initial payment. Can they bill it to me?

They can bill you, but it won’t necessarily be due immediately. It will usually be due in about a month or two.

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Saving you money so you can buy more toys. Now, that’s Progressive.

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Ok my insurance company requires two months deductible before they start my policy. If i leave the insurance company do they use my two month deposit too pay the last two months??????

No.

If you cancel your policy before it is "up", that money goes to pay the short rate penalty and cancellation fee, if applicable; or if you just stop paying for it, it pays the cancellation fee, and for insurance, for the time it takes to give your legal notice of cancellation in your state.

If you keep the insurance, you won’t get a bill the last month.

http://napervillecarinsurancequote.com/7/what-to-do-if-i-dont-have-car-insurance/#more-7

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In the terms and conditions on my insurance company’s website it states that refund payment will be paid into my bank account on return of the insurance certficate- when they recieve this, will my money likely go back into my bank account this same day? Or is it likely to take up to 7 working days etc. ?

You will be lucky to get it in 7 working days. 30 would be more realistic

Is vehicle insurance for a used car more expensive than a new car, or less expensive?

Try this site

http://www.usainsurancequotes.net/

here you can get quotes from different companies.

Michigan car insurance companies avoid claims payment through delay and denial tactics. This special investigation done by Channel 7 in Michigan uncovers how big auto insurance carries are depriving innocent, injured accident victims of their benefits and rights.

For more information on what car accident victims are entitled to, please visit: http://www.michiganautolaw.com

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