When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?
I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school.
I am getting an insurance quote from progressive.com and they want me to provide information on tickets I’ve received in the last 3 years.
Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record?
I’ve already finished my traffic school and I live in California.
Yes, or you are in breach of contract, and possibly fraudulent, though you have taken nothing, but a cut in insurance. Time limits apply, usually 3 years, but you would probably know how long based on company’s application. Surprisingly, they already might have this info through an interface or link with police, though I doubt it. Info is definitely available on your claims, sometimes erroneously!
Yes, or you are in breach of contract, and possibly fraudulent, though you have taken nothing, but a cut in insurance. Time limits apply, usually 3 years, but you would probably know how long based on company’s application. Surprisingly, they already might have this info through an interface or link with police, though I doubt it. Info is definitely available on your claims, sometimes erroneously!
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I also agree with previous commenter, as Progressive ex-customer. They can check it.
http://carquotes.sinfree.net – you can try this company. I personally have their car insurance – it has much cheaper rates for bad driving records.
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