Auto Insurance

I am going to be renting a car soon. My mastercard offers insurance for the vehicle. Is there any other insurance I should buy from the car rental company? I don’t want to get in an accident and discover that I am not fully covered.

Most automobile insurance companys will cover you in a rental car, if you have accident coverage with them. Check with them before you buy other insurance. If you do not have this coverage, you will need to purchase it elsewhere. Compare the mastercard prices against the ones offered by the car rental place. Hope this helps..

I’m 18 and I want to buy a 1984 900cc kawasaki ninja motorcycle. I have an 84 camaro and I’m on my dad’s insurance which means it’s only around $80 a month. He is 50 and has alot of experience with motorcycles. I know that insurance is sky-high when your under 25 so my question is, if I’m on my dads insurance will it be cheaper like it is on my car or will it be just as expensive?

idk if this will help but im 18 with a clean record and a gixxer 750 and i pay $23 a month with progressive

I know i’m getting a used Toyota Tacoma, under 100K mileage, and I really want a lifted one, but I need to know if insurance rates are different?
I’m also making sure its 4×4 and Automatic
How much will it go up….if you know?

I don’t plan on going off roading too much, just if i need to get to the horses in the back field when its muddy and stuff, maybe a lil mudding with friends

I don’t know if the rate will be different. Call an insurance agent and ask.
But I do know most policies specifically exclude coverage if you are driving off-road.

i am looking for a CAR insurance and i am looking for some online quotes, i just needs the quotes since i am looking for numbers, then i can decide which one to take.

Well, first thing, make sure your quote is for the same policy limits and deductibles with each carrier. Secondly, even though the info is the same, the rates and prices will vary by insurance company as they all know how much money they need to make from you and make a profit. Some smaller companies may not give you a better price as a larger, and vice versa. That’s why there is competition. If the rates were all the same, there wouldn’t be so many companies vying for business

I pay 140$ a month at dairy land Proggresive, I have about 10 points on my liscense, and when are my liscence points deleted from my insurance

The car is only one part of the monthly cost. The driver and his/her record is another while location is a third major factor.

No one company will give you the best rates when all of those above criteria are looked at.

Surf different insurance websites and phone around for your best possible premium

I was in a pretty bad accident and the insurance company says that my car is totaled and they will write me a check for the amount. My question is what amount? On KBB would it be the trade in value, private party value, or the suggested retail value?
It was not my fault, There insurance company is paying for it.

It will most likely be somewhere between private party value and Trade in value. Do some checking on the value of your car. The Insurance must replace the car. You DO NOT have to accept what they offer you for the car. You have to negotiate the amount of the settlement. They will most likely offer you less than the value of the car. If you and the adjuster don’t agree tell them you want a mediator. The mediator will make a final decision that you and the insurance company must accept.

I don’t have a car so I have no car insurance. Occasionally I rent a car, but I always get screwed with the rental company’s high insurance premiums. Are there any insurance companies that provide insurance on a short term basis. I have a good driving record.

No one will do it on a short term basis, but a named-nonowner policy runs about $150 a year. If you cancel it early, you don’t get any money back.

As a small business, I’m finally getting around to looking at business insurance. God forbid I should get sued, but that would be the only reason I would get insurance at this point.

If I get sued (assuming I did nothing wrong that would terminate coverage), what are my responsibilities with regard to paying legal fees? What role will the insurance company play or what control will they have in the litigation process?

In the event of a lawsuit the insurance company would undertake your defense and pay the associated legal fees as well as paying for legal counsel. The insurance company has complete legal control in the litigation process, they choose whether to settle or contest the issue in a court of law. In the real world it is rare that an insurance company would actually go to court. In most cases they would seek a settlement.

This of course assumes that the incident is covered by your policy. A lawsuit may contain several complaints. The insurance company is obligated to provide a defense for you if any of the claims could be covered, but the company may not be obligated to pay the damages for certain types of claims. Liability policies, for instance, typically do not provide coverage for damages which you cause intentionally.

The Ltd Company is based in the UK, has traded for about 6 months, has 2 Directors who work there full time and 2 interns who operate from the office premises.
What is the approximate cost for business insurance for such a Company?

You will need to contact an Insurance Broker. Each business had different needs. My business was catering, so our Insurance would be different than an office based one.

Most insurance companies provide this service. You may have to pay for a 6 months period, but when you are finished with the car, you can requwst a refund on the balance. We do this every summer when we go to our summer home, a get insurance for a car left there. 3 Months later we cancel the insurance and get a rfund in a few short weeks. Good luck with your traveling.