What does an insurance vehicle inspection entail?
I’m in a state that does not require vehicle inspections. But when looking for new insurance, one company requires that I have a vehicle inspection done at one of their authorized centers. What does this inspection entail? What are they looking for?
I have 2 exterior modifications, one that is commonly mistaken as illegal (taillight covers) and one that is technically illegal but never enforced (window tint). Is this cause for concern with the inspection?
CARCO. When you switch or newly insure a vehicle that is not brand new, they (the insurance company) must take photos of the vehicle. This protects the insurer from you should you try to commit insurance fraud. Example: If they did not take the photos, you could very easily insure a 2000 Honda Civic with collision coverage, a few days later, you could call in a claim and say somebody blasted your car while you were in the parking lot. However, that damage could have already been present. It’s just the way insurance companies protect themselves.
CARCO. When you switch or newly insure a vehicle that is not brand new, they (the insurance company) must take photos of the vehicle. This protects the insurer from you should you try to commit insurance fraud. Example: If they did not take the photos, you could very easily insure a 2000 Honda Civic with collision coverage, a few days later, you could call in a claim and say somebody blasted your car while you were in the parking lot. However, that damage could have already been present. It’s just the way insurance companies protect themselves.
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